The smarter way to pay for college—interest-free, credit-building, and designed for student success
Get up to $5,500 to cover tuition gaps.
Structured payments boost your credit score
Reduce what you owe by graduating, interning & paying on time.
Raise additional tuition funds through PYTF’s donation platform.
Minimal fees, no compounding debt.
Tailored for middle-income students who don’t qualify for traditional financial aid.